Fee-Only Financial Advice for Employees of Arizona's Largest Employers

Arizona's largest employer, with roughly 43,000 employees statewide. Retirement planning for clinical and administrative staff typically centers on 403(b)/401(a) plans; physicians and hospital executives have their own set of considerations — see our dedicated physician guide.

Roughly 12,000 employees at the Chandler Ocotillo campus alone, following a multibillion-dollar expansion. Planning here centers on RSUs, ESPP participation, and employer-stock concentration inside 401(k) plans.

Headquartered in north Scottsdale, Axon's stock has appreciated dramatically since its public listing, which has created significant concentrated-stock positions for long-tenured employees and executives holding vested shares and options.

Headquartered in Scottsdale, a large semiconductor employer with the same RSU-and-concentration planning considerations common across Arizona's chip industry.

Headquartered in Tempe after relocating from Scottsdale. Equity compensation and ESPP planning are common needs for GoDaddy employees at all levels.

Large financial-services and technology operations centers in Tempe. Planning here tends to focus on 401(k) optimization, deferred comp for management-level staff, and career-long retirement projections rather than equity compensation.

ASU, NAU, and University of Arizona employees typically choose between the Arizona State Retirement System (ASRS) pension and the Optional Retirement Plan (ORP), a defined-contribution alternative — one of the most consequential elections a university employee makes.

A Fortune 500 mining company headquartered in Phoenix. Executive and senior-employee planning here often involves commodity-cyclical concentrated stock and nonqualified deferred compensation.

A 94-acre campus in Northeast Phoenix built for roughly 3,100 employees, part of a Phoenix presence dating to 1961. Planning here often centers on long-tenure retirement readiness and RSU review.

More than 4,200 employees at Schwab's Phoenix campus. Working in financial services doesn't remove the value of an independent, fee-only second opinion on your own household's plan — see our dedicated guide.

A global electronics distributor with 1,200+ Phoenix-area employees, currently relocating its headquarters to Tempe. Planning here tends toward steady, long-tenure equity and retirement review rather than reacting to dramatic stock swings.

Headquartered in Tempe, Carvana's dramatic stock history (a peak-to-trough decline of more than 99% followed by a major recovery) makes it one of the clearest concentration-risk lessons among Arizona's public companies.

Roughly 7,000 Arizona employees, and headquartered in Phoenix. Became an independent, publicly traded company in June 2026 after splitting from Honeywell International — a specific planning moment for anyone holding legacy equity compensation. See our dedicated guide.

Boeing's Mesa site, which builds the AH-64 Apache and Little Bird helicopters, supports roughly 4,600 employees whose planning often includes legacy pension elements alongside 401(k) savings.

Headquartered in Tempe since 2021, with roughly 3,100 Arizona employees. A more mature public tech company than some of the state's newer names, but the same RSU and ESPP diversification principles apply.

Headquartered in Scottsdale and privately held — no public stock or RSU program, which shifts employee planning toward 401(k) and retirement-contribution fundamentals rather than equity diversification.

A Fortune 500 environmental services company headquartered in Phoenix with roughly 2,100 Arizona employees. A steadier, dividend-paying equity story than some of the state's higher-growth tech names.

Raytheon Missiles & Defense is Tucson's largest employer and Arizona's largest manufacturer by employee count. See our dedicated guide for defense-industry planning considerations.

Major Tucson employers with the same ASRS/ORP pension choice facing university staff, plus healthcare-specific planning for medical center employees.

Flagstaff's largest private employer and a global leader in Gore-Tex and medical device manufacturing. Unusually, Gore is privately held and employee-owned through an Associates' Stock Ownership Plan rather than publicly traded stock — see our dedicated guide.

Arizona's major military installations. See our dedicated guide to fee-only planning for military families for TSP, pension, and benefits considerations.

A 575-acre North Phoenix campus employing thousands. Member-owned rather than publicly traded, so planning centers on 401(k) fundamentals rather than equity compensation.

More than 12,000 employees and roughly 3,000 physicians across the Phoenix area. See our dedicated guide covering clinical staff, physicians, and executives.

A fast-growing medical technology manufacturer that has scaled from roughly 300 to thousands of Mesa employees since 2018, with equity compensation for eligible roles.